Data Point
I've been using curve just over 3 weeks now. They need to add Visa/Amex credit cards asap. No hard pull as of now. $500 limit like everyone else. You can spend more than $500, I've spent $1100+ twice. Customer Service is hit or miss, mostly miss. Sometimes they reply in a few hours others they never reply. After 7 days I gave up since you only can ask 1 question at a time. To refer using the app they want access to my contacts (that's not happening). Had to message CS to get my referral code, but they don't tell you you'll need to use a special link for the referral to count. My account was frozen 2 days ago with no warning, I kept getting declined and had to figure it out on my own. I really like the back in time feature. Bottom line I was looking as getting the card for player 2/3 since the wrong card it used 50% of the time. HaHahaha.