If I read the T/C correctly, there are two major benefit compared to the SEC MC: 1) 3 points/EUR and 2) possibility to choose preffered monthly payment (100%)
This SEB default 10% monthly default payment upsets me every time I change it manually and even more on those months when I have forgotten to correct it. For this reason I'm happy to get rig of the SEB MC.
I just accomplished the online card application. Quite handy I must say. However, it was asking only for one bank's account information; I have split my finances into two banks. Let's see if they accept me;-)
Who gets the first card?