Originally Posted by
WSTC
Personal Platinum with $10.8K spend in the 12 months prior. Initial offer was 40K/$3K/3 mos. or $400 credit. I took the points. Should have read this thread beforehand and asked about the 55K offer. But I was in a rush to get out of the house and didn't feel like bargaining, so... C'est la vie.
You likely did not miss out because they typically do not make an improved offer on the same day. It seems that an algorithm determines what they'll offer and you usually can choose between $$$ or points, but the offer is what it is.