Originally Posted by
Globalist on points
Here is a breakdown of how I have earned my points in the last 12 months:
95% of my points are from credit card sign up bonuses. I have signed up for 8 UR/Hyatt earning cards. These 8 cards have netted me 890,000 points from the sign up bonuses and self-referrals (I also sign my spouse up for cards).
...
I have 800+ credit, $300k household income, stay around 2/24, and space out my applications to at least 90 days, and I lower my credit limit so that I get auto approved. I am an ideal customer from Chase's perspective.
How do you have eight sign up bonuses over the last twelve months if you're keeping around 2/24?
You do realize that Chase must pay Hyatt for these million points? They're likely losing money off of you. I doubt that you're an ideal customer.
To be clear, I'm super impressed that you've made it work. Well done.