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Thread: Barclaycard AAdvantage Aviator Silver and Red Cards (master thread)
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Old Apr 4, 2022 | 11:59 am
  #811  
ramcm7
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Originally Posted by Drwaz99
That won't work. The CARD Act states:

With a waived first annual fee, the annual fee is effectively $0 so they cannot charge any more than that within the first year.
The CARD Act went into effect in 2010. Many Silver cards were upgraded from Red in less than 12 months since then. I would consider it a voluntary change, as no one is being forced to upgrade to Silver. Mechanically, you keep the same account number, so does that make it the same account and (now) subject to some stricter enforcement of the CARD Act?
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