Originally Posted by
pushmyredbutton
I use QEEQ all the time since I'm based overseas, but have a US license. I can confirm that this is not true when it comes to US rentals. It may be verbiage on the QEEQ side to dissuade users from choosing that option, but all (US) rental car companies are required to provide the state minimum of liability coverage on their vehicles, regardless if you have your own or if you purchase their additional liability option.
That is true in all states
except for California. That said, the minimum liability required by the state may not be enough to cover even a modest accident, and even if it does, there is nothing stopping the rental company from coming after you if you rear-end someone else's Mercedes and total it. Yes, the state minimums might cover $25K of the $50K total, so Avis could come after you for the remaining $25K, or they could come after you for the full $50K. Nothing is stopping them from doing this and it's well within their right since
they are the policy holder--not you, the renter.