Originally Posted by
Polytonic
Are you asking per-card or from Chase in total?
I’ve read various sources on the internet (so obviously take with a grain of salt) that Chase limits total credit limit to approximately 50% of income. From data points I know of personally, it seems to be limited to ~50% of salary rather than total W2 income (e.g. Chase underwriting does not seem to factor in stock compensation, bonuses, etc.).
AFAIK Chase has no way of knowing what your W-2, or 1099, shows or what your total income is. All they know is the figure you put down on the card application. The figure I use includes: my wife's and my social security, pensions, 1099 income and money from withdrawn from our investments.