FlyerTalk Forums - View Single Post - Amex USA 4 or 5 "Credit" Card Limit.
View Single Post
Old Nov 3, 2021 | 11:22 pm
  #575  
Boraxo
FlyerTalk Evangelist
1M
2M
50 Countries Visited
20 Years on Site
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 17,994
Originally Posted by LDNConsultant
I currently have 4 and they all serve different purpose:
  • Personal and Business SPG: 30 night credit
  • AMEX Platinum: For lounge access
  • AMEX Gold: 4x on grocery and restaurant spend
Also have my Corporate Card and possibly thinking of adding a 5th one for DL Reserve
I have a similar setup sans Gold (Mrs. B has the Gold and pays for dinner and groceries )

In addition I have:
  • AMEX Blue Business Plus: for 2x points on everyday spend
  • Amex Hilton Aspire: for free night (may dump)
So I guess that puts me at 4 credit cards + 1 charge card, assuming both the biz cards count as credit. Another reason to dump Hilton.

Would be great if I could reallocate CL from personal to biz but not sure if that is permissible.

Originally Posted by ringbark
This is something that has been puzzling me for a while, and it's time to ask the question. Why could anyone possibly want FIVE American Express cards?
!
I know this question was posed over a decade ago. I think the most obvious answer is that most of us hold multiple cards for the perks and spend (this can vary depending on your travel patterns) plus we need a couple of slots to rotate cards for sign-up bonuses (SUB). I certainly don't plan to keep paying the AFs once I have achieved my objectives, except for a couple. The free nights are diminishing in value thanks to hotel devaluations and the other perks are of little value once you hit lifetime status.

Last edited by Boraxo; Nov 3, 2021 at 11:36 pm
Boraxo is offline