Originally Posted by
DYKWIA
All my user data is on the same drive as the OS, but is backed up to 2 different cloud services, and also to my NAS. So, not an issue if I need to rebuild.
I'm assuming in your case downtime would not be significantly different if you had files stored on a separate drive. I have my critical files on a NAS and a computer at my brother's (offline unless I need to make changes or updates).