Please advise, as my understanding is (aside from the United Club access) the benefits are the same as the Sapphire Reserve, and you need to invest $10M with Chase Private Bank (= high fees you're paying them to manage your money each year, well in excess of $5K per year, probably several hundred thousand, when you'd probably get better performance in index funds).

That being said, Shadowfactor's rep is pulling his leg. They are always giving Bus Cent invites, and it's the discretion of the rep to allot based on his judgment which, as you may imagine for a commissioned salesperson, is probably targeted to getting new spend in place versus rewarding existing spend.