Originally Posted by DCAview

Given the recent changes in this class of cards, I'm coming around to the view that there's no reason to keep all three of these cards.

I think the move for people who have all three is to keep the Amex Platinum and the Citi Prestige and downgrade the Chase Sapphire Reserve to the Sapphire Preferred. The Amex Platinum will earn five points on airfare with travel insurance that is almost as good as the CSR's, the Citi Prestige will earn five points on restaurants and three on hotels while providing a Priority Pass membership that includes airport restaurants, and the Chase Sapphire Preferred will earn two points on other travel and provide primary car rental coverage, plus other benefits like three points on online grocery and streaming. Supplement those cards with a no-fee card that earns 1.5 or 2 points on unbonused in your loyalty currency of choice (Freedom Unlimited for Ultimate Rewards, Double Cash for ThankYou, or Blue Business Plus for Membership Rewards) and you've got a pretty comprehensive portfolio that maximizes point earnings while still giving you nearly all of the benefit of all three high-end cards.

I never thought I'd get to a point where I'd consider the Prestige to be a better value than the Sapphire Reserve, but it seems awfully hard to keep the Reserve when Chase has increased the annual fee and made the Preferred more compelling.