Originally Posted by
Happy Traveling Consultant
Here's my question - I'm doing ACHs from the credit unions and online banks to make credit card payments, but what do credit card companies care about/what raises red flags? Most of my MS is through Chase cards and I'm wondering if they care about money coming in from multiple banks for multiple cards or if I'd be better of consolidating the money in one place and making all Chase card payments from one account. Same with Amex. Do they care where payments come from?
Nah. Not if you're referring to standard CC payments being PULLED from those accounts. I've been making various CC payments from multiple accounts for a long time.
I recently did a Zero BT, and the system offered to ACH the funds to an account. When I clicked on that, I got a drop-down menu showing three different accounts (one CU, one online bank, one local bank), all of which had previously been utilized to make payments. So, obviously they track where your payments originate from.
What CAN raise red flags with some CCs, is PUSHING additional payments, but this varies widely, by frequency and number.