Originally Posted by
Flying12345
You have a link to that? I rent a lot in Ireland (though normally on deals with CDW inc hence this is the first time I’ve had the SLW issue) so would be very useful to know if I’ve accidentally been driving uninsured. My Amex policy link below, I see no mention of Ireland exclusion for car rental. I’ve always assumed that if I pay on this card I can decline any insurance anywhere in the world as long as the car is worth less than 50k and be covered, am I mistaken?
https://icm.aexp-static.com/Internet...-insurance.pdf
Amex changed their policy in 2017 and they now include CDW/LDW when renting in Ireland
based on our research.
Originally Posted by
Flying12345
what exactly is liability insurance and what other countries do they do this SLW trick in, is it just Ireland and Mexico?
Liability insurance, also called 3rd party liability, is basically a policy that limits your financial responsibility for damage you do to other's property (vehicle or otherwise) or injuries you cause to other individuals.
It's most prevalent in Mexico and Ireland, but you can get hit with it elsewhere. We've seen it in Costa Rica and South Africa just to name a couple. You have to read the terms and conditions of the rental carefully when renting in a country other than your own where you are familiar with the policies.