Originally Posted by
MaxVO
And if they didn't pay, and claim instead that you committed intentional vandalism? Would you enjoy dealing with an insurer across the ocean? Besides it's silly to pay for insurance, when one is provided at no extra charge by a top local company subject to US contract law. Of course, to each their own.
With your logic, why get Homeowners Insurance? Or any insurance? They can claim you started the fire. Sounds more like YOU don't trust Europeans and their laws than anything else.