Originally Posted by
JHake10
Likewise. I'm with HSBC Premier for the international presence. I'm definitely not with them for their dated tech
. Citibank is interesting but I'm not sure I want to much a bunch of investments around to be Citigold. Based on some quick reading it seems Citigold doesn't even include fee waived wire transfers.
If it helps, I
think Chase Sapphire checking has free incoming and outgoing wire transfers including free international wire transfers. Worth double checking but it's mentioned
here.
Originally Posted by
TravelinSperry
Your qualifying account doesn't have to remain in the US. If you want to keep premier, you could keep the required minimums in your other HSBC account. I have changed my qualifying account and it's quite easy (assuming you have multiple accounts with HSBC in different countries).
So do you maintain premier status as long as the foreign account has an average balance over $75k if converted to USD based on daily rates? Or does the foreign account have it's own bar in the local currency (e.g. 60k EUR)? I'd also be curious to here what HSBC's exchange rates are like compared to other options (I see TransferWise mentioned a lot).