Originally Posted by
happychic
I have Bonvoy Brilliant with AF coming up so I am in similar shoes. I thought the cert does not post until 2-3 months after the AF. I did not know that prorated downgrade is possible 30 days after AF hits.
cancel inside the 30 days and you get 100% of the AF back afterwards 0
downgrade at any point in time and get pro-rated refund of AF (think applies to the first 30 days too)