Originally Posted by
tomprc
Yes, the fallback was exactly what I was using all the time, to get cash out like an ATM card
Seems like the loophole is no more?
If it's broken then that would seem to be the case. The cash back was possible since Discover allows you to get cash back without a fee (although I don't believe such transactions award points on the cash back amount). With UnionPay the entire transaction amount was recorded as a purchase. It worked as a debit card successfully at Costco and USPS at least back in 2017. I believe Costco no longer works, and at least the self service kiosk supports PBOCCARD. I don't know about the terminals inside though.