FlyerTalk Forums - View Single Post - Is Chase reducing credit limits for no fault of the cardholder?
Old Sep 22, 2020 | 10:16 pm
  #54  
gengar
 
Join Date: Jul 2008
Location: LAS ORD
Programs: AA Pro (mostly B6) OZ♦ (flying BR/UA), BA Silver Hyatt LT, Wynn Black, Cosmo Plat, Mlife Noir
Posts: 5,992
Originally Posted by tstauck
I've had a number of times I make a large purchase, such as appliances, pay it off a week later, then charged my kids braces, pay it off, all with no negative effect.
Pre-pandemic, I cycled CSR more often than not ever since I got it, including several months that I've cycled it multiple times. Recently I've been cycling my Prime CC due to [4%] cash back promo and the (relatively) low credit limit. Cycling may very well result in scrutiny as others so often seem to suggest on this forum, but obviously I've heard nothing from Chase about it. I've never thought it would be an issue until reading these posts. In fact, Chase has actually been rather aggressive about unilaterally increasing limits on cards that I've cycled.

Last edited by gengar; Sep 23, 2020 at 11:20 pm Reason: 4% not 5%
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