Originally Posted by
tstauck
I don't necessarily agree with this. I've had a number of times I make a large purchase, such as appliances, pay it off a week later, then charged my kids braces, pay it off, all with no negative effect.
With all due respect, it doesn't matter of you agree with this or not. What you described is credit cycling. Many banks don't like this activity. At the very least, it will invite scrutiny; at worst, a shutdown.