Originally Posted by
garykung
I don't know. Actually, I don't believe this is the case. Just because an account has been closed it does not mean the person is banned for life. In fact - I do believe that OP may be able to get his recent application approved.
Also - Chase is currently banned from using "previously unsatisfactory relationship" as an excuse to close accounts.
Don't say something that there is no solid evidence to support. FWIW - it is an account closure. Nothing else.
Actually, I do not hold a negative view. I am just being realistic.
Regardless right or wrong - at his very first post - OP has already indicated that he dropped "Chase" because of this. I simply don't see why everyone has to push it.
Chase is one of the biggest mortgage banks in the business. This could definitely impact him. It's more consequential than if AmEx did this.
Your speculation that he could be approved even now is actually the position for which there's no evidence. This is what appears to be an easily fixed problem with fairly major implications which requires one difficult to make phone call to resolve.
There are numerous ways to make the call from China.