Originally Posted by
BelleCityFlyer
Exactly!
What the original poster did not say was whether the monthly statement immediately preceding the credits to his/her account closed with a (positive) balance. If the last monthly statement before the credits had a (positive) balance, then at least the minimum payment was required to be made even if subsequent credits made the online account show a negative balance. The monthly statement is the legally binding document that we all agree to follow when we accept a credit card; not the balances shown in the online account.
With that said, Chase AutoPay will not deduct a payment if the online account shows a (negative) balance. In that case you will have to manually make the payment; which might even require pushing the payment from your bank.
I've been following this thread & I'm still kind of confused about what exactly is the scenario. Is it that if, between when your statement hits and the payment due date, credits post to your account that reduce your current balance to zero or below, Chase still considers you obligated to pay the minimum due on the statement? And that this obligation is not taken into account by Autopay, which sees the zero current balance and thus pays nothing?