Originally Posted by
pallhedge
...and after you use your $300 travel credit in December, immediately downgrade your CSR and you'll get most of that AF credited back. It'll cost you <$150 for that $300 travel credit. That's a pure arbitrage in my world.
Hmm. I wasn't aware the AF was partially refundable. Is that only the case if I downgrade? Or does it hold true if I
cancel the CSR? My goal is to dump it and apply for the CSP (primarily for its SUB).
Originally Posted by
krazykanuck
You LOVE UR points, why get rid of a soon to be grandfathered card that earns up to 30k pts a year in 5x categories?! Which I might remind you is more than the measly sign up bonus on the CFF
Good point, but those 30k points require $6000 in spend whereas the 20k bonus requires only $500.
Originally Posted by
krazykanuck
I still don’t understand why you’re cancelling the original Freedom. Everything to date says you can have both that and the CFF.
True, but I pulled the trigger yesterday, so what's done is done. I should have a CFF shortly, and my wife has two CF cards. So, we can still take great advantage of the quarterly categories.