Originally Posted by
GeoHurst33
Title says it all - is there a way to identify what MCC code a transaction has on a Chase credit card? The online statements show Chase's category, but I can't for the life of me find where the MCC might be. I'm curious if a few recent transactions will land as cash advance and incur fees/interest, as I know there's a lag between these happening (on that note, any data points on how long it usually takes to be stung with those fees post-transaction?)
Currently these transactions are being categorised under "Personal", so no real insights there...In the spirit of discretion I'd rather not send a Secure Message asking what a particular MCC code is for large, recurring transactions...
Thanks.
G
If you know the MCC "Description" and would like to know the MCC 4 digit code...the below document
might help, not sure....but "personal" "miscellaneous" etc cover so many...might be difficult to narrow down ur charge....
please google the term "visa-merchant-data-standards-manual"
FT is neither letting me attach a pdf nor letting me add an url to the reply...it is the first link/result (to pdf doc) when you google the above term....the last time i was hit with a Cash Advance fee (Chase Biz Card) was the day after the transaction posted...and once before that, was the second day after the transaction posted.....so may differ...for each transaction...for your assessment/research...check the monthly statements of the CC and you will see the Cash Advance limit on the top...and if CA limit = 0 or less than the actual charge...then most likely u wont incur CA fees etc...