Originally Posted by
yosithezet
This is why I asked true1976 to clarify.
It would also be poor advice in many countries to simply fail to pay the credit card invoice. The charges will simply remain on the books, interest will accumulate, if one does not timely make even a minimum payment late fees will accumulate and eventually, the credit account will be cancelled and the matter turned over to collections.
At that point, one's credit is possibly destroyed and that can have negative consequences for many aspects of life.
If one is unable to obtain satisfaction, one must make a decision as to whether: 1. Moves on and forgets it. 2. Files a small claims (or similar) case if there is a jurisdiction which has the procedure, 3. Turns the matter over to one of the claims agents (who only take cases they believe they can win) and forgoes 25-33% of what is due as the fee to the agent.