Originally Posted by cslovacek

Why don't you go about it the smart way -- that is, go slower, save up money and pay cash for establishing business. This eliminates risk. From mine and Amex's point of view, you are a very high risk with a very high probability of default carrying debt to start a business that may not make it. You already have high debt, why add more? Pay off your debt, save up cash and cash flow the start of your business. I don't blame Amex for not extending you more credit. It's clear you can't afford your current debt load as you aren't paying it off monthly. Do this the smart way.