Originally Posted by
k374
Regarding the collections question - there have been cases where a customer does a chargeback, the merchant then sends the amount to a collection agency to try to get the amount owed to them. This is reported as a "collection account" on a person's credit report.
I think you made the above up; I'd certainly be taking any business that attempted to send a successful chargeback (which is an administrative dispute process) straight to Court in the US.