Just received Premier Checking sub ($750). I have been doing monthly $5000 DD (real one, from employer) to HSBC but not convinced that I want to continue long term. (Besides, I was pleasantly surprised to find out employer DD is very “nimble” and should bode well for future checking account subs ).

So now debating if I should move $75K to be parked at HSBC Direct Savings to keep Premier status. HSBC MasterCards are not as good as BoA cards, at least not for my expenses. SUBs are ok, but will take up 5/24 slots. No Biz cards as far as I can tell. The decrease in APY isn’t surprising but still nudging me to the other direction a little more.

Hgrrr