Originally Posted by
jasdou
To me, the major issue if credits were consolidated to a gift card or some other similar payment form is the loss of credit card travel insurance. There is no easy or perfect solution to this situation folks, unless AC decides to unilaterally refund, which is something I don't see happening at this point.
how expensive is it to buy standalone travel insurance or trip cancellation/interruption insurance ?
What are you trying to protect from ? If it's about the risk of having to cancel a trip , you just pay $100-$200 cancellation fee to the airline and the trip cost will be put back in a travel voucher or gift card.
emergency healthcare during a trip ? Most credit card emergency health policies don't require you to have paid with the same card be covered, just need to be a cardholder of a card that provides such coverage.