Okay, I goofed and need one more FFN for the year. This is probably not possible without spending another 300+ out of pocket to cover the one hotel night I need in either
Huntington Beach -- 330 a night
Hyatt Regency Chicago -- 340 a night
Park Hyatt DC -- 440+ a night

I can use points for the HR Chicago for 12K or a stay cert for Huntington Beach for 249 or just enjoy another three nights at the Bellevue Hyatt that I can't really stay at because someone has to be home for the ageing basset.

Or: could I just look for something cheaper in Chicago and not sweat this?

lala