Originally Posted by
Dan1113
I KNOW THINGS ARE CHANGING DAILY AND NOBODY HAS A CRYSTAL BALL. I am just asking: if it were you, what would you do? Cancel it all, get money in pocket, book other things (even if they are not our amazing adventures) last minute if things get better, and save the amazing stuff for next year, or wait until May-June to decide, on the assumption that our travel insurance company will still be accepting claims and still exist at that time?
Since you are very concerned about the possibility of losing your money (and you have good reason to be, it could happen), I would cancel now. I very much doubt things are going to be business as usual in May/June. The Inca Trail will still be there and waiting for you next year.
I wouldn't plan any replacement trips,either, not yet at least. Better to be flexible and see how this progresses rather than trying to make long-term plans.