Some slightly off-topic humour. GF is a doctor, and most of her friends are doctors too. One doctor friend wanted to cancel his trip to Switzerland (I think it was) a few days ago (something about quarantine either when going there or going back), and apparently flight was cancelled ok, but his hotel booking (through booking.com) was more problematic. Hotel refused to cancel with refund, as non-refundable rate booked. Doctor friend was a bit miffed about this, but perused booking.com's rules, and saw that if it is the hotel that cancels, refund will, as is logical, apply.

Doctor friend subsequently contacted hotel again, and said he had changed his mind and had no desire to cancel. He also informed them he was suffering a bit from covid-19, but apart from some coughing, he felt fine and was looking forward to his stay. A few minutes later he got email from the hotel that his reservation had been cancelled with a full refund.