Originally Posted by
mordakky
Because I was a new checking/savings customer. My credit card has been opened since 2004.
My credit score isn't effected and is still around 780.
My loss from my credit card is because I had $1485 in cashback that would have been given at my next statement closing date.
Got it thought you had accts with them all along, dont know how long it takes to hit your report once reported
Well if they dont end reporting it will they if you go after them? I dont know ask the lawyer or professor
I dont see a loss of $1485, to me my loss would be what fees I paid for the cards and converting them into $$$
. I hear you on Principal but Id weigh that against what if anything Citi can do to me, go after me for what they already paid even thou as you stated their T&Cs said it shouldnt earn the 2% or anything or mess up my credit sometimes in Life I could be right but no sense being right and dead. Sometimes as hard as it may be it will pay to simply walk away and not look back. If thats what you should do I honestly dont know, Id want to know where I stand legally before deciding and if I was assured that if it didnt hit my credit reports by now it wont thats worth alot to me at least and to others its worth nothing