Originally Posted by craz

Has it been like this always? I ask since the OP said their T&Cs listed fees that they would need to pay, yet your links doesnt list 1 fee , are your links what is now on Citis T&Cs or are they from when you had gotten the card/s?

It does state if a person brings a frivolous suit then the arb can have them pay a fee, so best to keep it simple and dont go after pain and suffering as someone suggested, nor inflate a $ amount just to do so

OP are you sure your section on ARB says you must pay a filing fee? Or did you look up each Arb company and saw the fees on their site?