Originally Posted by lmagnott

Does anyone know how kiva decides when a loan will move from delinquent to default? I have one that's been "paying back delinquent" for the past 7 months (final repayment scheduled for July 1, 2019, only part repaid, no action since). I'm not too upset - this would be my first default out of 72 loans if/when it happens, and my $1.55 is likely making more of a difference for someone in the current situation in Lebanon than it would back in my hands. I'm just curious how the decision is made that there's no more hope of getting paid back.