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Old Jan 21, 2020 | 10:06 pm
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sdsearch
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Originally Posted by redhead32
Can anyone tell me if a public partnership is a valid business for getting a business credit card? My wife works with the government in a public partnership to take care of high needs kids. Not sure if she can use this for a business card or not?
At many banks, it's actually easier to get approved for a business card by pretending to not have a business yet (ie, your name as the business name, your address as the business address, your phone as the business phone, sole proprietorship, 0 years in business, $0 annual business income, 0 employees [not counting yourself]) than by trying to give info about a real business, because with real business type answers the bank may demand proof of business or various other perhaps-hard-to-produce documentation, which they don't tend to ask for if the preceding is how you filled out your application.

For more info, see this thread in the Credit Cards forum:

Applying for Business Credit Cards [Consolidated]
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