Originally Posted by farwest101

Pluuuheez. Enough of this oh-so-tiresome moralizing. The entire point of having a Schwab account was to xfer MRs to it - otherwise he would have kept money in it to invest. This data point is useful - I've transferred millions of MRs to Schwab solely to cash out. I usually leave a few thousand just sitting in some money market, so perhaps that's kept them off my back.