Originally Posted by
zombietooth
My wife and I recently cancelled all of our UA cards
That makes sense if you're not going to be flying UA regularly...
Originally Posted by
zombietooth
and requested a reduction in credit limits on our all of our remaining Chase products to below 20K per card
Why the heck would you do that? There's no reason to reduce the CL on any existing card unless the bank requires it to apply for a new card. Available, but unused, credit does not hurt you at all. You never know if a roofing company for example would allow you to charge a new roof and doesn't offer cash discounts so...why not?