Originally Posted by
thambra
I have a question on the claim process through the credit card CDW. Lets say I have ignored car rentals CDW and opted Credit Card CDW. Assume there is a damage to my rental car and the car company assess expenses of $2000 . will this be charged to my credit card immediately and what happens if my credit card limit is only $750
Whether the rental-car company is permitted to immediately charge your credit card for the estimated amount of the damage will depend on the law of the jurisdiction where the rental occurred. I'm sure that it's prohibited in some places, and permitted in others. Some rental-car companies will also work directly with your credit card's insurer; some companies won't.
If your credit-card issuer will not permit an over-limit charge, then a $2,000 charge obviously won't be permitted if your card has just a $750 credit limit.