Originally Posted by
nexusCFX
It absolutely is true for merchants that use VbV which applies to a large percentage of online merchants in Asia and Europe. I have given up trying to use Chase cards for orders from Japan. They don't participate in verification via a pin code or SMS so you have to call a phone number and have them approve the transaction.
I was just in Asia for six weeks and booked ~18 flights online using my CSR and had maybe one failed transaction. I saw the VbV screen on almost every transaction.