The "word" has been to do the 30 day. In October I did biz, then waited until that was approved a week later... waiting until that arrived and did the personal. Was under 30 days. I have done a few charges on each one and they are now in the drawer waiting until the December statement closes. At that time I will spend away to get the bonus on the Jan 18th statement. Already have 4 flights booked waiting to add companion.