Originally Posted by
stimpy
Technically Apple is very much in the middle and has access to all that is happening. Whether you choose to believe they won't use your data, now or in the future, is up to you.
Agree, technically they are in the middle but they are not the people you go to to sort out issues with purchases or statements for the cards you use in your wallet with Apple Pay. Even for the Apple card you contact Apple CS first they they put you through to Goldman. If I have an issue with Amex I go to Amex. There's no recourse against Apple Pay. They are very much like a 21st Century authorize.net or Stripe. They are a glorified payment gateway.
Having said that, Apple Wallet keeps a track of all my Apple Pay transactions in their App so I do have to believe somewhere in the cloud all my transactions are sitting. So while an individual may not have access to them they sure as are accessible.