Originally Posted by
Often1
This is a function of the individual property's payment processor and its contract. Often the interchange fee is lower for a card swipe, so that is what the property requires.
This is incorrect; the property may have other reasons. In the case of the HGI noted above, according to more than one source, it's due to the “neighborhood” in which the property is located and is a property-level choice. Chargebacks are likely a factor.