Originally Posted by
TTT103
What you are doing seems fine. What banks tend not to like is for folks to charge up to their credit limit, pay it off, and repeat during a given cycle. For example, if you have a $10K credit limit, charge $10K, pay it off, charge another $10K, pay it off, and so on during a given cycle.
exactly. you may be OK if you are cycling via organic spend. meaning, you have a legitimate need for more CL but having to cycle vs higher limits. however, if the "need" is for MS and its all GCM or Simon, then youve got eyes on your account in a bad way.