Originally Posted by
MaxVO
What's missing in your observation is the total number of people engaged in each activity. If you look in archived shutdown threads from several years ago, you'll see that the vast majority of shutdowns correlated with WMBP use. That message was clearly received, and the number of WMBP users is likely miniscule by now. Thus it would be incorrect to infer comparable risk between MO deposits and WMBP use in 2019.
then what is the most "proven" and "safe" way to pay off the CC's? With the ongoing Simon promo deal, I drastically increased deposits (often >10k) into bank accounts (some relatively new, some old) and I'm anticipating looming shutdowns based on various feedback here. Nothing yet, but wondering what the heavy hitters do then since it looks like no matter what you do in high volumes, it leads to a shutdown.