Originally Posted by
RedSun
Some people just play fire and hope won't be caught. Some people have to since they do like $300,000 to $500,000 MS per month and they can't get that much total CL. All the huge volume MS activities can easily catch someone's eye, particularly something happens like a fraud alert or returned payment etc. Then it triggers the manual review and the entire shut-down.
This is not getting shut down outright, but managing the risk of getting shut down.
It all depends on the card product and bank. There are certain banks that don't flag cycling that I cycle many times every month. On the other hand, there are banks that do flag cycling and will shut you down after a few months of just 3x cycling. The same applies for anything. There are banks that will accept unlimited MO deposits, and there are banks that will shut you down for just about nothing.