Moderator, Marriott Bonvoy & FlyerTalk Evangelist
Join Date: Oct 2002
Location: McKinney, TX, USA
Programs: United Silver; AA Plat/2MM; Marriott LT Titanium; Hilton Gold
Posts: 11,727
When I upgraded to the SPG Luxury card (Brilliant I think is the name), I received a pro-rated refund of the previous card's annual fee and then paid a pre-rated annual fee for the new luxury card. So I technically only paid the higher annual fee for the remainder of my annual renewal. My understanding was that was the norm for how card upgrades normally go. But I admit I don't "upgrade" cards every day. So maybe I am wrong.