Originally Posted by
OskiBear
I don't think it's possible to solely rely on ApplePay, but I like that it allows me access to more cards without carrying all of them. I only use my US Bank Altitude via ApplePay because of the bonus, so that card never rides in my wallet.
On the other hand, AMEX always warns that ApplePay won't work for AMEX offers, so I have to carry the card with me.
FWIW, I've had AmEx Offers trigger when using a mobile wallet. It might be CYA type language from back when Google Wallet was a thing (which basically looked like a Mastercard to merchants and triggered a charge from Google when you used it).