Originally Posted by
radonc1
Surprise!!
They are following their rules. It says that you don't get cash back for certain purchases, including gift cards.
What they see is someone abusing their card for cash back that they (Discover) shouldn't;t pay and you don't deserve.
So, congratulations on getting 3 years equivalent of cash back before they closed you down.
But don't be shocked that they did so.
As I said, you are not their customer of choice.
There's a contract between the cardholder and the card issuer. Notions of "abusing" a card, where that definition is determined randomly, is neither legal nor fair. We're obligated to abide by the contract terms but so is the bank. If there's something called "abuse" make it part of the terms and specify what it is.
And, BTW, what's "abuse" generally means that the CC company doesn't like how many rewards you earn--despite the fact that it advertises "unlimited" rewards. The way to avoid that kind of "abuse" is to limit rewards. Otherwise, the CC company is guilty of fraud IMHO.