Originally Posted by ESpen36

Good points. I still find it easier to tap my phone, which is always in my hand, instead of getting out my wallet (exposing it to potential thieves). Also, Apple Pay generates a single-use secure token for every transactions, which is more secure than using the actual contactless number of the plastic card itself. (both options, of course, are more secure than chip, mag stripe, or, heaven forbid, manual typing the embossed number into the terminal).