Chase Contactless Cards (2019)
#1
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Chase Contactless Cards (2019)
I received an email stating:
Congratulations! You've been upgraded to a Chase Freedom Unlimited Visa Signature credit card with contactless payment technology. Be on the lookout for your new card. And be sure to activate it as soon as you receive it.
#2
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Was mentioned in this thread earlier today. I guess Chase saw enough people requesting the cards after they announced their availability such that they decided to reissue all of them right away (instead of doing it as needed)?
Honestly, I'm still kinda surprised Chase bothered issuing them at all. They could easily have continued with the "they failed in the US the first time" thinking that other issuers seemed to have.
Honestly, I'm still kinda surprised Chase bothered issuing them at all. They could easily have continued with the "they failed in the US the first time" thinking that other issuers seemed to have.
#6
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I expect they will also send you a contactless Freedom when it is scheduled to be replaced later this year. I further expect that the new cards will have a ~4 year expiration/replacement cycle.
#7
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I requested replacement contactless versions of CFU/Freedom back in November and their expiration dates are 11/2023 (5 years).
#9
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From what I remember, Chase was initially planning on replacing them as they expired (or earlier if requested or if the card's lost/stolen). Them proactively replacing the cards is new.
#10
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Doesn't everyone use digital wallets these days with the exact same NFC functionality? (and a lot safer, since digital wallets generate one-time secure tokens that cannot be hacked easily, and the actual account number is never shared with the merchant during the transaction)
#11
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Doesn't everyone use digital wallets these days with the exact same NFC functionality? (and a lot safer, since digital wallets generate one-time secure tokens that cannot be hacked easily, and the actual account number is never shared with the merchant during the transaction)
As for safety, contactless cards are no worse than chip and signature IMO. And might have a decent shot at being used, too, especially at those merchants in the US who don't offer any customer facing terminals (such as restaurants).
#12
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I think it's stupid of Chase to run a new commercial with Kevin Hart using his contactless FU card when the majority of cardholders don't even have the cards.
#13
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CS agents will send out new cards with contactless (not to mention the people who apply for it for that feature) so I'm not sure if that's really an issue. Granted, I haven't seen that commercial.
#14
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Doesn't everyone use digital wallets these days with the exact same NFC functionality? (and a lot safer, since digital wallets generate one-time secure tokens that cannot be hacked easily, and the actual account number is never shared with the merchant during the transaction)
#15
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Another reason is that the perception of the chip being slow is gradually going away as more and more merchants support Quick Chip and get rid of signature requirements. That itself will likely add significant headwind towards contactless adoption since chip is "fast enough" for most people. Of course, that doesn't mean that it'll be a flop, but it may mean that it takes much longer to reach 50%+ like it has elsewhere.
In short, I guess we wait and see.